Working Capital Loan

What is Working Capital?

  • Financing you use to cover operational expenses
  • Helps businesses with seasonal or cyclical sales
  • Typically don’t require collateral to secure
  • Simple 4-step application process that takes minutes
  • Obtain approval within 24-48 hours
  • Get the best rate with offers from multiple lenders

How Does a Working Capital Loan Work?

From time to time, a business needs cash to cover its day-to-day operations. This often occurs in businesses that have seasonal changes in volume or cyclical sales. They need a cash influx to make payroll, buy inventory, or pay their rent.

If you need short-term financing to keep your business operating until you generate more revenue, then your Stream Capital advisor may direct you into a working capital loan.

A working capital loan is short-term financing to help cover the day-to-day needs of operating your business.

Traditionally, working capital loans require collateral such as a piece of equipment or large receivable contracts.

Stream Capital, on the other hand, does not require collateral to qualify for working capital. Follow our simple four-step application process and you can be approved within 24 to 48 hours.